Loans at Pick ’n Pay and Boxer stores with Ezimo

You can have up to R3000 of your approved loan paid out in cash at participating Pick ’n Pay and Boxer stores, nationwide with Ezimo. If your approved loan is more than R3 000 the balance will be paid into your bank account.

ask your credit provider about ezimo
choose ezimo to have your money paid out in cash
sign the ezimo terms and conditions
take your ezimo terms and conditions with you when you leave the branch (they contain your ezimo cash payout amount)
wait for an SMS with your ezimo reference number. You will receive this SMS when your loan is approved
go to any participating Pick ’n Pay or Boxer store nationwide within 72 hours
tell the Cashier that you would like to make a mobile withdrawal
give the cashier your ezimo reference number (this is in your SMS) and your ezimo cash payout amount (this is in your ezimo terms and conditions)
your money will be paid out in cash. The teller will also give you a receipt
Contact Ezimo

Instaloan – Loans of up to R2500

Instaloan – Fast Loans of up to R2 500 – InstaLoan is brought you by Cash Credit, an international tech-based financial services company that has partnered with MTN to bring small convenient InstaLoans to MTN customers through a completely online experience.

How to apply

  • Decide how much you want to borrow and your repayment term using our convenient credit calculator.
  • Register an account and fill in your personal and banking information.
  • Upload your 3 most recent bank statements.
  • They will verify your information and finalise your loan application.
  • Once you are approved they will send you a SMS and email.
  • Login to the website and sign your agreements electronically and your loan will be paid into your bank account.

083 900 900 8

JN Finance – Loans in Bloemfontein


051 448 1003 – Aletta Botes
131 A St Andrew Street


051 448 9777 – Eckhardt Booysen
131 B St Andrew Street


051 448 4793 – JP Botha
22 Fontein street


051 448 0471 – Marius Botha
92 Nelson Mandela street


051 448 8444 – Ronald Pieterse
27 Fichardt Street


051 448 8282 – Lelanie Jordaan
7 Charles street


051 432 7385 – Chris Pietersen
6 Dennis Pooley street


051 448 8889 – Reggie Rautenbach
64 Harvey road


051 435 8100 – Marius Muller
7 Dunlop Street

Makanda Finance

You can apply for our low interest loan anywhere, anytime, you don’t have to leave home or your office. Apply for a loan of up to R5 000 with up to 31 days to pay with Makanda Finance.

They  are registered as a Credit provider with the NCR (National Credit Regulator), also a member of MFSA (Micro Finance South Africa) & are regulated by the National Credit Act.

So when you need a fast little personal loan with the lowest interest around… you know where to go. Take some time, click around the various loan links in the home page, and experience our awesome and easy to use service that has been created to make your life easier, more enjoyable and a little less hectic. But don’t take our word for it try us and apply right now and experience the fastest online loan application ever.

African Bank Fixed Prime Interest Loan

African Bank Fixed Prime Interest loan that is offered at prime interest rate. Prime interest rate is fixed at the time of application, this means that when the prime interest rate increases or decreases during the term of your loan, it will not affect your repayments

This type of loans allows you to fulfil your the financial requirements of prime moments from R1 000 and R20 000 with a comfortable repayment period between 3 to 18 months

Please Note: Only one active Prime Loan can be held by a customer at a time. However customers with an active Prime Loan can apply for any of our other additional products

African Bank Consolidation Loans

African Bank Consolidation Loans is a credit management product that allows you to settle other debt and take the remaining capital out all in one loan. This helps you manage your credit simpler and more cost-effective way

Do you have multiple creditors and want to simplify?

African Bank debt consolidation loans offer the following benefits:

  • Enables you to consolidate your debt with repayment terms from18 to 60 months
  • Simplifies the administration of multiple lenders and multiple loans
  • Often results in savings, due to the consolidation of administration fees
  • A reduced instalment frees up cash flow
  • A reduced instalment may also result in the customer being able to access additional capital
  • No settlement quotes are required and customers can consolidate up to five accounts from a wide range of credit providers

Vehicle Take over Installments – Blacklisted People Welcome

We assist you from start to finish to find a Vehicle Take over installments whether you are blacklisted, have bad credit or have a clean credit record.

Driving a car of your dreams has never been easier with our specialized vehicle take over offers all over South Africa which include insurance. We have popular makes of Cars, Toyotas, Mazdas, Suzuki, Nissan to name a few. Contact us now and you will have your car in no time.

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Cell C Cellphone Contracts Requirements

Cell C Cellphone Contracts Requirements vary depending whether you are an individual or are a corporate.  To apply for a Cell C contract you will need to provide all of the following documentation:

Cell C Cellphone Contract Requirements

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  • Completed and signed subscriber agreement with all requests for value-added services initialled
  • Proof of income – salary slip or bank statements (a minimum salary of R3000.00 is required)
  • Proof of address (any account depicting an address – postal or residential)
  • A copy of ID, driver’s license or passport
  • A debit order

Cell C Cellphone Contract RequirementsThe documents required vary according to your type of bank account:

Savings Accounts and Transmission Accounts

  • three months’ bank statements OR two months’ bank statements AND a copy of a recent pay slip

Normal Current Accounts

  • one month’s bank statements AND a copy of a recent pay slip
  • Minimum two months’ bank statements AND a cancelled cheque to verify account holder details

Preferential Current Accounts

  • one month’s bank statements OR one month’s internet statements AND a cancelled cheque to verify account holder details
  • cancelled cheque to verify account holder details AND a copy of a linked credit card

Credit Card Accounts
Normal Credit Cards

  • Proof of income or a recent pay slip AND a copy of credit card OR two months’ bank statements AND copy of credit card

Status Credit Cards and Private Banking

  • Cancelled cheque to verify account holder details from linked account AND a copy of credit card OR one month’s bank statements AND a copy of credit card

What do I need to sign up as a corporate client?
Corporate criteria will be applied to any applicant who is not a natural person or individual. There are two categories of Corporate Client and each has its own set of requirements:

Close Corporations and SME’s:

  • Subscriber agreement signed by authorised signatory, clearly indicating packages, duration and VAS
  • Registration documents of CC
  • A recently processed cheque
  • two months’ bank statements reflecting the processed cheque
  • Copies of ID of authorised signatories of bank account
  • Purchase order on a letterhead or with a company stamp
  • Purchase order to be signed by authorised signatory
  • Purchase order clearly specifying packages and duration

SMC Finance for Blacklisted People

SMC Financial services offers a unique range of innovative personal loan solutions to the South African public wherever you are- whether it’s blacklisted personal loans, debt consolidation loans or vehicle finance for the blacklisted- SMC Financial services have a solution that suits your needs.

A client can apply for any amount ranging from as little as R 500 up to R 180,000. SMC Loans also come with flexible repayment terms to cater for the diverse needs of their clients. Depending on your affordability and loan amount you can choose to pay over 3 to 36 months. This will ensure you get financial stability and relief.

The SMC Personal Loan for blacklisted or poor credit assists clients with personal loans of up to R 180 000 payable over 48 months. Having a poor credit score or being blacklisted should not shut the door for you.  To qualify you should have a minimum income of R 2000 a month, have an active South African bank account and a bar coded SA ID.

Are you struggling with multiple installments and too many accounts? Then the SMC Debt Consolidation loan could be the perfect solution for your situation provided you are not under debt review or debt counseling. With this type of loan, you remain with one manageable installments after all your creditors have been paid off. You can qualify for the SMC Debt consolidation loan if you are self employed or run your own small business.

You can also apply for a SMC credit card, Micro loan or vehicle finance if the major banks have given you a run around.

SMC has the following branches:

SMC Financial Services Johannesburg

SMC Financial Services Durban

SMC Financial Services Free State